Pay off Credit Cards

with a single monthly payment
Credit line of up to $8,0001
No impact on the score to check rates2
Sign up in 2 mins
Why pay off cards with Bright?
Accepts all major bank cards
Affordable monthly payments
100% data security - 256-bit encryption
How to pay off cards with Bright?
Changing lives every day.
See how Bright users reached financial well-being.
To Pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Anmol Singh
Bright money is willing to invest their time and get you an financial plan. Increase your score and reduce your debt in all in one App.

Lance Nelson
If you’re looking to get your score better - this is the App that will help and guide you. You’ll be with better score in few months. Get it.

Sergio Lopez
Thank you to Bright for helping me improve my credit and eliminating my debt. The customer service is super helpful. Appreciate the journey.

Tom

Frequently asked questions

2024 Bright Capital Inc.

Revolving lines of credit are made by CBW Bank, Member FDIC, and Bright Capital Inc., NMLS (2410428), subject to state residency. Personal loans are made by our referral partners independent of Bright. Deposit accounts are provided by Evolve Bank & Trust or CBW Bank, Members FDIC. Bright is a financial technology company and non-depository lender, not a bank.

1. Revolving line of credit ranging from $500-$8,000 to help repay credit cards. Variable APR range from 9% –29.99%. Subject to Credit Approval. Final terms may vary depending on credit review, not all applicants will qualify for full loan amount. Not all applicants qualify for the lowest rate. Bright may also offer Personal Loans made by our referral partners. Bright Credit is line of credit and not a credit or debit card.

2. When you check your rates for Bright Credit we initiate a “soft pull” of your credit. This will NOT impact your credit score. If you’re approved and activate Bright Credit we may do a hard inquiry which may affect you credit score.
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3.Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.


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